Requirements to buy a house.?

My family is looking to see if there is anyway that they can buy a house.Right now they are looking toward buying a townhouse that costs $200,000. So what are the requirements to buy a house? And also they have a debt to their credit cards that is estimated around $15,000, will they be able to get a loan like... show more My family is looking to see if there is anyway that they can buy a house.Right now they are looking toward buying a townhouse that costs $200,000.

So what are the requirements to buy a house?

And also they have a debt to their credit cards that is estimated around $15,000, will they be able to get a loan like that?

Thank you for you help and your time!
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