Difference between/which has better advantage USDA loan or FHA?

I went to a lender just to know what my options as 1st time home buyer are. He mostly does FHA loans (a lot of people have told me this would be my best option) but after reviewing my credit, he said I qualify for a USDA loan which is no money down, but the rest I got lost. I need an explanation "for... show more I went to a lender just to know what my options as 1st time home buyer are. He mostly does FHA loans (a lot of people have told me this would be my best option) but after reviewing my credit, he said I qualify for a USDA loan which is no money down, but the rest I got lost. I need an explanation "for dummies" I mean he tried to explain it, but I just don't get the jargon. If possible can someone give me an example say for both for a home worth $149,00?? Please??
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