Debt collector phone harassment?
I have had my new cell phone for 10 months, and two different debt collectors are calling for the previous owner of the number, I have repeatedly told them that this is no longer their number. They don’t seem to believe me and now they are sending text messages and leaving voice mails from their cell phones. Is there anything I can do to stop this?
- Dixie Darlin'Lv 71 decade agoFavorite Answer
Get the names and address for both collection agencies and send them the following letter certified mail with return receipt.
Dear Debt Collector:
Pursuant to my rights under federal debt collection laws, I am requesting that you cease and desist communication with phone number xxx-xxx-xxxx.
You are hereby notified that if you do not comply with this request, I will immediately file a complaint with the Federal Trade Commission and the [your state here] Attorney General’s office. Civil and criminal claims will be pursued.
- Anonymous1 decade ago
Collection agencies are not allowed to:
•Call your office;
•Call your home before 8 a.m. or after 9 p.m.;
•Address you in an abusive manner;
•Call family or friends in an attempt to collect your debt;
•Make false or misleading statements; or
•Add unauthorized charges.
If any of the above is happening to you, tell the collection agency to stop harassing you. If it continues, ask for its name and address and report it to the Better Business Bureau, the Federal Trade Commission (see below), or your state's attorney general's office. The federal Fair Debt Collection Practices Act also states that you can demand that the collection agency stop contacting you, except to tell you that collection efforts have ended or that the creditor or collection agency will sue you. However, you must put your request in writing.
Given that you are not even the person that they are trying to get ahold of, you should not have to go through this to stop their harrassment, but if they don't believe you you may have to place a complaint.
For more information on dealing with harassing debt collectors, consult this article:
Good Luck!Source(s): http://www.creditinfocenter.com
- Anonymous1 decade ago
Save the texts and voice mails you will need them down the road if you pursue a court case. Might want to tell them you are recording the conversation,as I'm sure they are.
Or try and get a new number.
- ?Lv 71 decade ago
Get their address the next time they call and send them a request to stop via certified mail. If they continue to call contact an attorney.
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- hawardLv 44 years ago
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