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Anonymous
Anonymous asked in Computers & InternetSecurity · 1 decade ago

any good identity theft protection companies?

i'm trying to find a good identity theft protection company who is good. i can't decide or find one. i was going towards lifelock but then i heard there was a scam and that they are being sued. Is this true? if so, then what are some alternatives to lifelock, but if not, what is better to pay for...the basic or the command center in lifelock. please help! i've had soo many things put under my name and i'm only 19!

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  • 1 decade ago
    Favorite Answer

    I have wondered about LifeLock too. One of the lawsuits was filed by Experian - a credit reporting bureau - claiming that Lifelock did not have the right to put a credit freeze on behalf of their (Lifelock's) customers' accounts. It was a legal interpretation of the law that in disagreement. I don't know the result of that lawsuit or if it has been appealed.

    The credit bureaus have all tried to keep laws from being passed that allow us to put credit freezes on our credit information at their business. But we should have the right to disallow other people or businesses from having access to our credit history, and should have the right to notify businesses that seek to extend credit that they are not supposed to !

    Have the credit bureaus put a freeze on your credit information.

    If many "things" have been put under your name, you have a huge problem.

    The first action you should take is to go to the police and fill out a police report that you are a victim of identity theft.

    The local police probably have no jurisdiction over whoever is committing the identity theft, the culprits could be in another state, but the report is essential.

    The people who commit identity theft are probably also doing the same to other people, so with information from you the investigators will try to match other reports to find a pattern that allows them to find the persons responsible.

    With that police report, you then send a copy of the report to the credit bureaus explaining the fraud committed in your name, and request a credit freeze. You also should get credit reports back from the bureaus listing all of the businesses that have filed reports against "you" and then you will send copies of the police report to those businesses and notify them they were defrauded by someone committing identity theft using your name and they are to notify the credit bureaus of that fact.

    A lot of problems with identity theft would go away if the businesses would take a photograph of the person who is applying for credit with the person who is granting the credit.

    Any "contracts" that were signed by the persons committing identity theft before you were 18 years old are unenforceable against you anyway.

    Once you have gotten all of these notices done and letters sent out, after about two months, if the businesses you have notified continue to contact you, you might have to get a lawyer to send out "cease and desist" notices to make the businesses stop.

    Wikipedia articles:

    LifeLock

    http://en.wikipedia.org/wiki/LifeLock

    Identity Theft

    http://en.wikipedia.org/wiki/Identity_theft

    Identity document forgery

    http://en.wikipedia.org/wiki/Identity_document_for...

    Credit History

    http://en.wikipedia.org/wiki/Credit_history

    Fair Credit Reporting Act

    http://en.wikipedia.org/wiki/Fair_Credit_Reporting...

    Comparison of free credit report websites

    http://en.wikipedia.org/wiki/Comparison_of_free_cr...

    Fair and Accurate Credit Transactions Act

    http://en.wikipedia.org/wiki/Fair_and_Accurate_Cre...

    Others:

    The only website for requesting free credit reports from all three credit reporting buureaus - with no stupid gotchas.

    https://www.annualcreditreport.com/

    But don't just believe me, check the Federal Trade Commission website at

    http://www.ftc.gov/

    Free Reports:

    http://www.ftc.gov/freereports

    TonyRB

    Thursday, December 31, 2009

  • Buffy
    Lv 6
    5 years ago

    For Credit and finance solutions I visit this site where you can find all the solutions. http://your-finance.us/index.html?src=Uup6UXECBg

    RE :Any good identity theft protection companies?

    i'm trying to find a good identity theft protection company who is good. i can't decide or find one. i was going towards lifelock but then i heard there was a scam and that they are being sued. Is this true? if so, then what are some alternatives to lifelock, but if not, what is better to pay for...the basic or the command center in lifelock. please help! i've had soo many things put under my name and i'm only 19!

    Follow 1 answer

  • 6 years ago

    Any good identity theft protection companies?

    T.R.Y

    T.H.I.S.

    S.I.T.E

    W.H.E.R.E

    Y.O.U

    C.A.N

    F.I.N.D

    T.H.E

    B.E.S.T

    S.O.L.U.T.I.O.N

    F.O.R

    Y.O.U

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