Anonymous asked in Computers & InternetSecurity · 1 decade ago

How do you protect yourself while banking online?

65 Answers

  • Anonymous
    1 decade ago
    Best Answer

    Follow the steps given below to protect your PC while banking online....

    Step 1 Change your passwords regularly and do not use the same password for multiple bank accounts online. If a "bad guy" figures out your password then he can get into every account you have.


    2Use a pop-up blocker with your Internet service. Pop-ups have the potential to install a hacker's software on your personal computer that can compromise your private information.


    3Update to the newest version of Windows consistently so you can take advantage of the online security updates that are available to help protect your computer for online banking.


    4Stay away from public "hot spots" when conducting your online banking. Always use a secure computer when connecting to the Internet in a public setting.


    5Check your accounts regularly for any "fishy" transactions. If you are not 100 percent sure that you made that transaction then investigate it. Some hackers make little test purchases to see if you will notice.


    6Keep up-to-date on all your virus software, such as McAfee, and run virus scans on a regular basis. This will check for any problems on your computer.

    Source(s): For more technical assistance:
  • 10 years ago

    You keep your computer free of spyware, viruses, and malware by installing an antivirus, antispyware, and firewall program. Never click on a link in a e-mail to go to your banks login page since it could be a phising site. Make sure your banks login page has https:// at the beginning of the link which means it is encrypted with a secure socket layer.

    Change your bank password for the online on a frequent basis like once a month.

    Make sure your password has 2 UPPERCASE, 2 lowercase, 2 Numbers, and 2 punctuation marks like @! . The length of the password should be atleast 8 characters.

    a good password would be something like : $@+!R3Man2

    I recommend Microsoft Security Essentials, SuperAntiSpyware for protecting your pc from keyloggers, viruses, and spyware. They are both fast, easy to use, and effective.

  • 1 decade ago

    First of all if possible, try to use one computer ONLY for business and online banking. NO entertainment.

    what i do while baning online is the following:

    1- close all other websites. never open a website till done.

    2- if using wireless connection, make sure it is your secure one. (sometimes windows connects to other available Non secure connections without asking.)

    3- and if you want to be at best peace of mind..(if you bank a lot of money lol) then get a fire wall called zone alarm...and when you want to work banking online ask the Zone alarm to stop all incoming and out going connection expect with your bank web site.

    Good Luck

  • Anonymous
    10 years ago

    1.) Make sure the website you are about to log into has "https" in the URL. This means the site is using secure communication for the things you type in.

    2.) When you are done banking online - click the "log out" button as well as close the browser completely.

    3.) Watch out of phishing. Phishing is when someone sends you an email that looks like its from your bank and you click their link and ask for your username and password. Make sure the URL is from your bank. Example: and not

    You should have a good idea about what transactions you make and your current balance. If you suspect something is unusual - contact your bank immediately.

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  • 1 decade ago

    I did have an incident of my debit card number being stolen online (likely through a new site I shopped on) and used to wipe my account by some jerk ordering homeopathic junk in Germany, but because I check my account often, I was able to immediately stop the transactions and work with my bank to investigate and reverse the charges.

  • Anonymous
    10 years ago

    To begin with, look at the address bar to see if it is a "http://" or "https://". A "https://" is a lot more secure to send sensitive information (such as credit card details) because it encrypts the information before you send it.

    Then you should decide if the website has been around for a while. Sites that scam and lure people into giving credit card information will eventually be shut down by law enforcement agencies.

    Use PayPal! It will reduce the chance of being a victim of fraud.

    Lastly, make sure your computer does not have any viruses, key loggers and other malicious software. These programs can track every keystroke or look at your screen, and even "https://" won't help because it has taken your information before it gets encrypted.

  • 1 decade ago

    Proper Anti-Virus, Internet Security & Firewall some Internet Security suites include hacker & bank protection.

  • 10 years ago

    My friend i go to tafe with was able to do an SQL injection and retrieve credit card details, home address, and all there phone numbers, just from one site he was able to obtain over 30 Credit card details with pins and names of the owners with there home address and numbers. After seeing how easily he did this i don't think i would ever use a credit card to shop online without using paypal or something similar.

    Basically stick to sites when ur buying that you no are secure, like or

    hope this helps! =D

  • 10 years ago

    Use WOT is a Free Internet Security addon for Firefox and IE that warns you about risky websites that try to deliver malware, online scams or send spam WOT is a free Internet security addon for your browser. It will keep you safe from online scams, identity theft, spyware, spam, viruses and unreliable shopping sites. WOT warns you before you interact with a risky website. It's easy and it's free.

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    Use McAfee SiteAdvisor is the virtual equivalent of the school crossing guard, helping to ensure safe navigation of the web.


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  • 10 years ago

    1.Buy a new laptop/computer and don't download anything on it.

    2.Only use it for browsing internet and only go to trusted sites.

    3.Have an antivirus scanner and firewall protection

    4.Never tell your information to anyone at all (duh!). Maybe your spouse if he/she is actually trustworthy.

    5.Make sure no one is watching you when you type or if there any cameras that can see you.

    6.Make sure your network is safe and password protected.

    7.Make sure your password and info for your bank account is hard to know but something you can remember.

    8.If you write down your info keep extremely good care of it but its better to remember it.

    9.Change your password regularly.

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