If, as your question looks to show, your spouse grew to become into stopped, and somebody backed into her, the different social gathering may be at fault. no longer something differences merely considering you're in a constrained get entry to difficulty (parking zone) instead of the line. And the police make comments, consistent with actual innovations, no longer critiques as to fault besides. document it with your coverage. you may merely might desire to pay deductible in case you chosen to start maintenance utilising your collision insurance. despite in case you do come to a determination that, or the coverage places countless the blame on your spouse, a solid sized dent would be nicely over $a million,000. At any cost checklist it, and permit the two agencies talk it. as quickly as a determination has been made as responsible, you are able to come to a determination what to do next. interior the advise time, get an estimate from a solid physique save on your damages so which you have got a base line as to maintenance.