I need some advice fast can anyone help!?
A little bit of my background( I do blame myself for my problems so please don't be mean) I was in a relationship about 4 years ago. He used my kindness to his advantage a lot. I couldn't say no ever. I think may have been a little scared. He put cars in my name opened a business in my name and used my good credit to his advantage every chance he got. Well he ended up going to prison for a very long time(not for anything financial). I was left with 2 vehicles that have since been repossessed, credit cards, credit lines... pry over $50,000 in debt I don't even want to see my credit report. I have worked my tail off to try and make thing better, but my house payment and other bills take up all of my finances. There are some weeks that I barely have enough $ for gas to get to work. I have taken out 2 payday loans that I keep paying and getting back just so I have the money back again to pay my regular bills. I have not a dime in my account right now, and it will probably be overdrawn in the next couple of days or is already. I have charges that are coming out that I have no idea where they came from. Canceled whatever they were, but can't seem to get a refund or any proof that I authorized the charges...I could go on and on about all of my mistakes that I have made thinking I was going to make things better. I really don't know what I have done to deserve all of this! I don't want to do anything illegal I would never hurt anyone. I have always helped others before helping myself...I love my children and don't want them to have to struggle because of my stupidity.
The only thing I want is some advice I don't want anything from anyone but some advice i am at my wits end and don't know what to do! I don't want anyone to tell be how sorry they are are to tell me how stupid i am Just advice on what I should do to help myself out of this mess. I need to do something fast because it just seems to get worse and worse. Is this going to go on forever? What do I need to do I am desperate to hear something good, constructive, anything to make things better for me and my own that doesn't cost a lot and drag me deeper in!
Thank you to all who have the time to respond.