Liberals: can you provide proof of someone actually being denied coverage that was included in their policy?
Or am I more likely to find many cases of people who did not read their policies and its inclusions and exclusions, who are now whining about not being covered?
Oh please she was on Medicare - get a grip and stop believing all the lies - your naivety is showing.
Lucky: thank you I will check it out.
- Liberal FascistLv 71 decade agoBest Answer
I am not a liberal but it happens all the time.
Health Care Insurance companies are murdering paying Americans! They have been doing it for years in the name of profits.
Here is the deal; you have paid into your insurance policy all your life. You get sick and need urgent care or you will die. You go and get procedures done, then smack dab in the middle of it all, your health insurance carrier drops your coverage and retroactively takes back all the payments it has made to your health care bills. Unable to fight it out in court due to your medical condition, you are forced to die.
Why did the private health care company decide to rescind your policy? Technically: Because they found some tiny discrepancy in your medical records and retroactively took away your coverage. Realistically: Because they make profit off not paying out your policy.
In the links, Blue cross and blue shield employees were praised and rewarded for finding anything that could be used to rescind a sick person's health care coverage.
What is worse is that the private insurance companies refuse to stop the practice of rescission. Here is a link: http://blogs.wsj.com/health/2009/06/17/i…
Here is more testimony in front of a senate panel
The evidence is overwhelming. 6000 people just in ONE lawsuit in California were unfairly rescinded, many have since died of their ailments, and nearly all the others were forced into bankruptcy, costing taxpayers millions of dollars.
Sarah Palin called the Obama health care panel a "death panel", but that is EXACTLY what we have right now! I lost all respect for her. The insurance companies are profiteering off of death.
This has been going on for years.
Health insurance companies play a major role in our current healthcare crisis. These companies make huge profits and their CEOs make millions, while the rest of us face skyrocketing healthcare costs, impossible bureaucracy, and life-diminishing insurance denials.
HEALTH INSURANCE COMPANY PROFITS IN 2007:
1. UnitedHealth Group — $ 4.654 BILLION. UnitedHealth Group owns Oxford, PacifiCare, IBA, AmeriChoice, Evercare, Ovations, MAMSI and Ingenix, a healthcare data company
2. WellPoint — $ 3.345 BILLION. Wellpoint owns BLUES across the US, including Anthem Blue Cross Blue Shield, Blue Cross Blue Shield of Georgia, Blue Cross Blue Shield of Wisconsin, Empire HealthChoice Assurance, Healthy Alliance, and many others
3. Aetna Inc. — $ 1.831 BILLION
4. CIGNA Corp — $ 1.115 BILLION
5. Humana Inc. — $ 834 million
6. Coventry Health Care — $626 million. Coventry owns Altius, Carelink, Group Health Plan, HealthAmerica, OmniCare, WellPath, others
7. Health Net — $ 194 million
The huge insurance company profits—BILLIONS EACH YEAR—could provide quality healthcare for millions of people, and to pay physicians adequately for their work.
- T.J.Lv 41 decade ago
Actually it happens more then one would like. But the nice thing about a private company like insurance is that you have a right to sue and force that company to prove why they denied you coverage.
Give the government control over it and they can make these exact same decisions but you as a person have no rights to go after them for ANY injustice. Hence... government owned = unrepresented death sentence
- GriggnaxLv 71 decade ago
I have a chronic condition for which there is no cure, but there are medicines available to help control it.
My doctor prescribed one medication that cost me $200/month out of pocket (yes, that's with my insurance). The insurance company approved it, but that's beyond my price range, so I asked my doc for alternatives.
She then tried to prescribe a similar medication that only cost me $100, but the insurance company denied it.
So they approved the med that costs ME more, but denied the med that cost THEM more.
I know, it's not a perfect example of what you're asking. I wasn't "denied care". But the profit motive in their decision is quite clear.
- Shelley LLv 61 decade ago
Yes, I can actually. Check the number of lawsuits filed against Blue Cross of California. It's pretty eye-opening.
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- Anonymous1 decade ago
All exclusions are read verbatim by law and acknowledge by the policyholder at pos. Normally when someone buys insurance they just want to get it over with and are hoping they get the coverage. When you read the exclusions it goes right over their head.
- gone fishinLv 71 decade ago
Thing about contracts in the US is there is a little thing called "equity." We got it from the English Common Law. The purpose was in recognition that not all are trained lawyers (and efficiency in contracting).
I still believe in equity. Do you?
Plus, look at how important the government thinks contracts are, with the bailouts.
I oppose the bill, but I do not think this is the best argument I've heard.Source(s): Your argument essentially would kill contracts. lol Lucky, there is still a difference between private death panels and government death panels. Would you not agree?
- Scott MonsterLv 61 decade ago
There are numerous cases of people being denied treatment because of 3rd party agents and formularies. Google HMO nightmares and you'll see what I mean.
- poopLv 61 decade ago
Oh yeah sure, just let me give you their name, home address, phone number, a signed written statement, their bank account number....
Proof? Of course I can't give you proof over Y!A, but this is common sense so it doesn't warrant 'proof.'
- Anonymous1 decade ago
2 points for me.
- Anonymous1 decade ago
well obama's mom and also 50 million ppl who dont even have that! ur lucky enough to have that