Unless you are contributing to household income, his income is not sufficient for that house. Rule of Thumb: you can afford 2-3 times annual income in house. So the unemployment period is not the larger concern right now, although lenders are frequently requiring 2 year employment.
Need good credit, stable employment, adequate income, sufficient down payment, low debt ratio.
VA loans can be obtained with 0% down, but this is a BAD idea as you have NO equity in home, it takes a LONG time to build any equity, and you pay a TON on interest on the home, paying the original cost 10 times over.
Suggest you wait a bit to buy a home until hubby has 2 years in, you get at least a part-time job to bump up the income, and during this time period, SAVE money for a down payment, BUILD your credit rating by paying all bills in full, on time and paying off the credit card balances.
real estate investor