FHA/VA home inspection - appliances required?

My husband and I are putting an offer on a home. The home is completely updated, but the previous owner did not leave the range, dishwasher, or fridge. We have no issue with purchasing these items, but have been told by a bank rep that the VA will require that a working dishwasher and stove be in the home at the... show more My husband and I are putting an offer on a home. The home is completely updated, but the previous owner did not leave the range, dishwasher, or fridge.

We have no issue with purchasing these items, but have been told by a bank rep that the VA will require that a working dishwasher and stove be in the home at the time of inspection. I have searched for VA property requirements to confirm, but with no luck.

If this is an issue with VA, would it also be an issue with FHA?

Any help is appreciated.
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