honey theres no problem with just asking! i'm actually really proud that someone your age is asking questions instead of expirimenting on their own. having sex when your not ready is not a good look! ill tell you my story.
i was 18 years old when i lost my virginity, so it was out of my parents house which was good because i wasnt disrespecting them. it was with my boyfriend of two years, we were together since the beginning of 11th and it was the end of 12th, we had just graduated. i didnt cry, but i definitely did not enjoy it the first time. out of a 1-10, it hurt a 6 or 7. out of how much i enjoyed it, 2 or 3 because after a while it doesnt hurt as much. the best thing i remember about it was the kissing, and the way my boyfriend was treating me like he was in love, and not being rough and horrible. my boyfriend said he liked popping my cherry, because he felt like we had a special bond, but i wasnt his first time. although i wasnt his first, i felt respected because he had waited two years until i was ready. i also enjoyed him popping my cherry, cause to be honest sex is great when your old enough and ready. however, it is different for everyone. my best friend said that it hurt her a 4, and that it felt good after the first few minutes. her boyfriend who is also my close friend said she well, came really heavily which means she liked it. it wasnt bad for them, but for me it was pretty rough. i know you might want to have sex now, but its sooo worth the wait. when your older, you really know what you want and realize that having sex at a young age is pretty gross! think about it, someone thats only been alive 14 years having sex! thats not a real long time. good luck and if one day soon or anytime in the future you do decide to do it, remember that you will remember your first time for the rest of your life! good luck sweetie !