Does a HUD-approved lender give FHA loans to people with low credit scores?

My husband and I are trying to purchase a home, and we have lower credit scores than most of the banks are requiring now. We've checked with Wells Fargo and Regions bank (both of which we don't qualify for). Do the HUD-approved lenders (listed on the government-based FHA website) work more with people -... show more My husband and I are trying to purchase a home, and we have lower credit scores than most of the banks are requiring now. We've checked with Wells Fargo and Regions bank (both of which we don't qualify for). Do the HUD-approved lenders (listed on the government-based FHA website) work more with people - like doing manual underwritings?

Thank you!
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