My Mother purchased a Life Insurance Policy through Lincoln National Life Insurance? Is there fraud?

The policy is a Flexible Premium Adjustable Life Insurance Policy. A lawyer nephew of her new husband sold it to her, and she signed it before we, or her lawyer got to look at it. She claims 1) She has to pay no premiums 2) If she dies before 2011, we will receive $4 million 3) If she lives longer, she gets... show more The policy is a Flexible Premium Adjustable Life Insurance Policy. A lawyer nephew of her new husband sold it to her, and she signed it before we, or her lawyer got to look at it. She claims 1) She has to pay no premiums 2) If she dies before 2011, we will receive $4 million 3) If she lives longer, she gets $300,000 per year sent to her! Is there a fraud like this going on?
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