What is the best way to go about refinancing my home?

My husband and I bought a home three years ago, but it is in his fathers name so I guess technically he bought it for us. We now want to refinance and put the home in our name, but don't have the best credit. His dad is willing to co-sign for us to get the loan in our name, but is this something that we can... show more My husband and I bought a home three years ago, but it is in his fathers name so I guess technically he bought it for us. We now want to refinance and put the home in our name, but don't have the best credit. His dad is willing to co-sign for us to get the loan in our name, but is this something that we can even do? How is the best way to go about this and through what type of financial institution would be best (bank, mortgage company or what)?
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