What is the difference between fha and conv.?

i'm wanting to refiance my house. i've seen rates on fha and others. what are the different types of loans and which would be the best way to go.. i'm interested in the 30yr. fixed rate. i've spoken to some lenders and they recommend the fha loan but i'm not quit sure about all of this its over... show more i'm wanting to refiance my house. i've seen rates on fha and others. what are the different types of loans and which would be the best way to go.. i'm interested in the 30yr. fixed rate. i've spoken to some lenders and they recommend the fha loan but i'm not quit sure about all of this its over whelming
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