Parking lot accident / fender bender in North Carolina - should we filed a claim?
We have a $1,000 deductible with USAA. The cop said each person was responsible for his or her damage because the accident occurred in a parking lot in North Carolina.
Does anybody know the NC law regarding this? From the looks of it, he is more at fault than my wife, as indicated by the damage and pictures. If I file this with my insurance provider, will I have to pay the deductible? Don't the insurance companies determine who is at fault when it comes to insurance claims? Please help!