The general rule of thumb is that a mortgage shouldn't be more than 2x to 3x your gross annual income. That means your mortgage should be between $52,000 and $77,000. You aren't anywhere close to being able to afford a $200,000 (or more) condo.
The next level of sophistication is the 28/36 rule. No more than 28% of your gross income for a housing payment and no more than 36% of your gross income for total debt service (includes mortgage, car loans, student loans, personal loans, credit card minimums, etc.). One of these two ratios will limit what you can borrow.
28% of your gross income is $606.67. Your mortgage payment (that includes principal, interest, homeowner's insurance, private mortgage insurance and property taxes) has to that amount or less. 36% of your income is $780 a month. If your credit card minimums are more than 173.33, then it will affect how much you can borrow for a home. I'm guessing they are more than that with $11,000 owed.
The numbers on borrowing 200,000. The principal and interest on $200,000 at 5% over 30 years is $1073.64. This is already way over what you can afford, but we'll continue. Homeowner's insurance will run ~$60 a month (unless you are near a coast, then it will be almost triple that). Private mortgage insurance will run you another $175 a month (because you didn't put down 20%). Real estate taxes are really variable, I've personally seen anywhere from 0.5% of value per year up to 4.5% of value per year. On a $200,000 this adds anywhere from $83 to $750 a month onto the payment, but we'll assume it's close to the national average of 1.5% of value per year or $250 a month. Your total payment is now... $1560 a month! This is 72% of your gross income!! It probably exceeds 100% of your take home pay.
Is the $8k from the first time buyers tax credit? That isn't a downpayment. You don't see that money in time for closing. You probably won't see it for over a year!
Sorry to be the bearer of bad news, but you aren't anywhere close to being able to afford this! You have absolutely NO chance of getting a loan for a $200,000 (or more) condo. Even a $75,000 condo would be a stretch, especially considering the amount of credit card debt you have.