TonyBoy asked in Business & FinanceCredit · 1 decade ago

can I use my debit card to purchase items on web site orders insread of a credit card?

I only have a debit card which has the visa logo inprinted on my debit card it looks like a hologram sticker. I want to buy some stuff online but when I go to sites like wall mart, best buy, or cricket store when I get ready to pay for the item it has only payment methods for paypal,checks/money orders and credit card either for visa,mastercard,discovery or american express. Can I go to the credit card payment method and use my debit card that my bank issued me to buy stuff with it online. I just don't want to do it and get ripped off. please explain

12 Answers

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  • 1 decade ago
    Favorite Answer

    Yes. You can use your debit card just like a credit card. I do it all the time now that I've retired my credit cards.

  • 5 years ago

    There's definitely a difference. When you use credit versus debit at the checkout counter, the transaction is handled very differently behind the scenes, regardless of whether the money comes out of the same bank account. If you're curious whether you should use a debit card versus a credit card, there are some serious differences there too that you should know about before you pull out the plastic. Let's look at each one at a time. Source http://raxcard.com/

  • Anonymous
    1 decade ago

    Your debit card is backed by Visa and so it can work as a credit card. You just put your card number in and use the 3 digit code on the back if it asks for for verification. It will show up on your bank statement as a normal purchase. I buy stuff online all the time and have never had any problems. Good luck and happy shopping...it's addicting!! :)

  • dk
    Lv 5
    1 decade ago

    Yes. My debit card is set up to be a debit or a Mastercard and has the Mastercard logo on it.

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  • Nancy
    Lv 4
    4 years ago

    Hi, I only use a debit card these days, so that I can only spend up to my overdfaft when toodling around on the boat. You say that you have cleared your debts, so no problem. You are credit-worthy, then. Please just don't go mad, and, as I did tot up a £2000 debt to American Express It took a few months to pay for that extravaganza, and never again ! I now sleep easily, not owing a bean to anyone. Much the best way to go. Bob.

  • Anonymous
    1 decade ago

    yes, if it has the Visa or Mastercard logo on it..just use it as a credit card..I do it all the time

  • Anonymous
    1 decade ago

    As long as you have a visa or mastercard logo on your card you can use it online or in a store.

  • Anonymous
    1 decade ago

    yes you can it will accept a debit card i did it many times

  • 1 decade ago

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  • Anonymous
    1 decade ago

    careful some of them do not take debit

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