Unless you want to be considered a whore, yeah it is. Not calling anyone a whore. It's just, I know from having a friend who lost her virginity at 12, everyone thought she was the biggest slut because of that. And plus, the chances are very low that you'll wind up with the guy in the end. Not impossible, but low. Your body isn't completely formed at 12. That's why you're not a 'woman' 12 is way too young. As, 13, 14, 15, and I can't say it about me, but 16. I'm pregnant now (18) but I've been with the same guy for well over 2 years.