I empathy with your situation about identity theft.
Though I am a certified behavioral consultant, I have my fair share of a series identity theft I have encountered. To be honest, mine losses are far more worst than yours, close to $100,000 losses. After that, I determined to find out answers on how to prevent identity theft.
You may want to try some of these tips:
Effective identity theft protection is now a necessary part of doing business online of offline. Whether you’re online, on the phone or taking part in a business deal in a face-to-face arena, there are certain tips that you’ll need to remember in order to participate in a solid identity theft prevention plan. If you’ve ever used a credit card to order take-out food over the phone, you’re potentially leaving yourself wide open to identity theft.
One of the things you can do to help protect you against identity theft is to put passwords on your credit card, bank, and phone accounts. Call your phone company today and put a password on your account. You should also ask your phone company to put what is known as a “PIC Freeze” on your phone account. This means that they will require your express permission before they switch your long distance carrier to anything other than what it is right now. There is usually no charge for this service from your phone company.
Another thing you should do frequently, at least a few times a year is to review your credit report as frequently as possible. Get a copy of your credit report from each of the “Big Three” credit reporting bureaus and go over them with a fine tooth comb.
Another reason for reviewing your credit report is because the majority of consumer’s credit reports contain one or more errors, and if you don’t report the error, it will never be corrected. While that is entirely separate discussion, you should review the more detailed information about this at Credit Report Help Center.
Whenever possible, use an actual credit card instead of an ATM debit of check card. It is much easier to NOT be assessed for fraudulent charges on a real credit card, whereas many people have reported difficulty in not being required to pay charges, even fraudulent charges, when using a debit card.
Always, always, always take the receipt at a restaurant when you pay for dinner with a credit card. Some people go to the extent of also writing down the server’s name on the credit card receipt, and then compare it against the amount shown on their credit card statement. This is a small step but could save you big time, as well as enabling authorities to catch a thief with the name of the server who last had possession of your credit card and was out of your sight for a period of time.
You know that junk mail you get almost every day? Much of it has your name and address, but sometimes it also contains very private information such as your date of birth and even your social security number. Don’t just throw that in the trash can – invest in an inexpensive shredder at an office supply store like Best Buy or Office Depot, and shred that junk mail. Many occurrences of identity theft have come as a result of thieves going through someone’s trash and discovering such information in the trash, with more than enough data readily visible to create a “temporary new you”.
Do not become too relaxed about identity theft in this electronic age. Take some simple and logical steps to protect your information to avoid becoming the next victim.
I hope the above does give you some hope...