Ok, if you want to lose the belly fat, you are going to have to gain some weight, obviously. Then, I would do some crunches, push-ups, etc. Don't worry even though it might look like you are not losing any weight, trust me you either will are you are but not noticing it. Trust me, You will lose it. Hope this helps! And I bet, you look beautiful, don't listen to anyone, if they say that you are fat or anything else, That's just their opinion. Plus the fact that they are lealous or just down right stupid. = ) I know you will lose the belly fat and maybe if you want to be 132 pounds you will lose enough weight to end up near that weight measure. Your Welcome!