小埒 asked in 商業與財經稅捐台灣 · 1 decade ago

急幫忙翻成英文 10點

本文測試國內在1999-2005年對颱風洪水保險需求的影響因素,透過縱橫資料、固定與隨機效果模型進行實證分析。結果顯示:當以保險金額為指標時,政府補助金額與保費顯著負向影響颱風洪水保險的需求,但所得則顯著正向影響保險需求。當以保險件數為指標時,政府補助與所得分別對保險需求具有顯著負向與正向影響,價格對保險需求的影響則不顯著。損失經驗在上述兩者模型皆不顯著影響。對解釋變數間關係的檢定而言,以保險金額為指標時,採隨機效果模型較適切,但以保單件數為指標時則以固定效果模型較佳。

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  • 1 decade ago
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    In this paper, the domestic test of the typhoon in the 1999-2005 flood insurance demand factors, through the vertical and horizontal information, fixed and random effects model for empirical analysis. The results showed: When the insurance amount of indicators, the amount of government subsidies and a significant negative impact on premiums Typhoon demand for flood insurance, but the significant positive impact on the insurance needs. When the number of insurance for the indicators, the Government grants and the proceeds of insurance demand, respectively, with significant negative and positive effects, the price of insurance is not a significant impact on demand. Loss of experience in the above-mentioned neither a significant impact on both models. To explain the relationship between variables in terms of the test to the insurance amount of indicators, random-effects model more appropriate, but the number of insurance policies for the indicators are better fixed-effects model.

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    Source(s): Songlin
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