Whats the best Bank???????????

I recently had a savings account with Bank of America...that is until they charged a monthly service fee...they kept taking money out of my savings while i was trying to save!

So i switched to wachovia....i keep getting over drafts charges of 35.00 for just going over 3.00 which is REDICULOUS....I would like a bank thats going to deny my card when i have insuffencient funds....HELP

3 Answers

  • Anonymous
    1 decade ago
    Favorite Answer

    I don't think you need to be carrying around any cards of any kind, some people just cannot handle them, they either get excited and it's so easy to swipe a card, it's just not a good idea....

    In your situation you might even be more financially secure pulling your money out, and just putting it in a lock box, and paying with cash, it would give you a physical sence of how much you have and how much you are spending it, if you don't want to dig yourself a huge hole, get responsible.

    Just some thoughts.

  • 1 decade ago

    Shred the card and you won't have a problem. At least, keep it at home and work from cash.

    There is absolutely no excuse for overdrawing your account. It is just sloppy record-keeping (or none at all).

    You aren't going to find a bank that will babysit you. Grow up and keep track of your money.

  • 1 decade ago

    some banks have over draft protection. The big banks you are dealing with have reputations for earning billions annually by charging

    those outrageous fees

    Ckeck with neighborhood banks

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