Has anyone ever been sued by a debt collector?

I have a court date tomorrow with a debt collector suing me for a credit card debt that was charged off over 8 years ago. I live in Iowa and the research i found is the the SOL for a written contract is 10 years and unwritten such as open-ended accounts "credit cards" the SOL is 5 years. I have credit reports... show more I have a court date tomorrow with a debt collector suing me for a credit card debt that was charged off over 8 years ago. I live in Iowa and the research i found is the the SOL for a written contract is 10 years and unwritten such as open-ended accounts "credit cards" the SOL is 5 years. I have credit reports showing it was charged on in the year 2000. What should i expect, they are suing me for 1500.
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