How to curb your overspending
Bitten by the buying bug? Try these strategies to curb your spending:
Write down everything you buy for at least two weeks: groceries, petrol, even a cup of coffee. Being aware of where your money goes will put you in control.
Quell the urge.
Postpone buying what you think you want for 48 hours. If you still want it, make your well-thought-out purchase.
Figure out a weekly budget that includes only basics like food and transport. Don’t buy anything not in your budget for a month to discover what you can do without.
Quit cold turkey.
Put your credit cards away and pay for everything with cash. Even better, institute a buy-nothing campaign.