Odds of being sued by a credit card company?

I am in universal default on all of my credit cards. Long story here -- low income, no assets, lots of medical bills, can't pay. I have five credit cards with balances ranging from $1,000 to $6,000 each. Total debt, $20k. Someone told me they are more likely to sue you for the smaller balances because it... show more I am in universal default on all of my credit cards.

Long story here -- low income, no assets, lots of medical bills, can't pay.

I have five credit cards with balances ranging from $1,000 to $6,000 each. Total debt, $20k.

Someone told me they are more likely to sue you for the smaller balances because it is cheaper to go to small claims court.

It doesn't matter whether they take me to court and get a judgment against me anyway because you can't bleed a turnip!

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