United HealthCare Plan 100?

Has anyone taken out a health insurance policy with United HealthCare underwitted through Golden Rule. I am looking for reviews of this health care providor before I sign up with them. I am looking at Plan 100. Any problems with Claims or billing?

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  • Anonymous
    1 decade ago
    Favorite Answer

    United Healthcare is one of the best insurance companies in the nation. You should almost always stick with a large and trusted company like a United Healthcare, Blue Cross Blue Shield, Aetna, Humana, etc.

    The UHC Plan 100 is a pretty straightforward plan because it has no copays and no amount of coinsurance required to be paid by the policyholder. Once the deductible is met then everything is covered 100% by United Healthcare up to either $3,000,000 or $5,000,000. Everything even included prescriptions, doctors visits, x rays, everything you name it because it is a full major medical plan (although if you want maternity coverage you will have to pay extra because that is not included automatically).

    Be sure that you shop around and compare quotes from at least 3 top companies before you buy. Here is some more information on Golden Rule Health Insurance Company (which is really just the name of United Healthcare's individual product arm in many states):

  • Anonymous
    6 years ago

    The cheapest Health insurance is this one: http://health.insuranceaskingprice.com/quotes.htm and this is also very low-cost: http://health.insuranceaskingprice.com/index.htm hope it works out for you

    RE:

    United HealthCare Plan 100?

    Has anyone taken out a health insurance policy with United HealthCare underwitted through Golden Rule. I am looking for reviews of this health care providor before I sign up with them. I am looking at Plan 100. Any problems with Claims or billing?

  • Anonymous
    1 decade ago

    I like UnitedHealthCare, but I would NOT recommend the Plan 100. Here's why:

    The UHC Plan100 has SEPARATE deductibles for each person. An HSA has ONE family deductible and offers a broader coverage at a slightly higher premium.

    Also...in many cases...HSA rates of other carriers (Aetna, Blue Cross etc...) may be a better option.

    In summary, UHC is a solid company, but there are some gaps in coverage.

    http://www.ohioquotes.com/

    Source(s): 27 years an a health insurance broker
  • Anonymous
    1 decade ago

    It's a very good plan, but depending on where you live there could be better plans. Also, the HSA 100 should be a contender.

    You can quote that plan and look at the competition right on my site without giving any personal information.

    http://www.insurancepickle.com/

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  • Anonymous
    5 years ago

    in general, a good rule of thumb is if it seems to good to be true, then it is. I'll be checking back to find out what answers you get - intersting if it's true

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