Should you get a home-equity loan with the bank that holds your mortgage?

We are thinking about getting a home equity loan. We need a new roof and our AC unit is making our electric bill sky-high. We've never had a home equity loan before, and I'm just wondering if we should go with the company that holds our mortgage, a different company, or does it matter? Any tips would be... show more We are thinking about getting a home equity loan. We need a new roof and our AC unit is making our electric bill sky-high.

We've never had a home equity loan before, and I'm just wondering if we should go with the company that holds our mortgage, a different company, or does it matter?

Any tips would be helpful as we've never done this before.
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