Cash value is rarely ever a good product. Especially Variable Universal Life. It offers the highest commissions with the highest surrender charges.
If all you want is life insurance, stick with Term. If looking for tax savings, max out any investments you have (401k's, IRA's, SEP's, etc.). Combined for a married couple you should be able to shelter around 100k a year in those. If you have kids, you could potentially save even more with child IRA's. Gift's could also prove useful.
In other words, find another adviser/analyst that has your interests at heart instead of their own pocket books.