Will I qualify for an FHA Home Loan in California?

I have a 605 credit score, debt to income ratio is 26%. Gross annual income is $65K. Will I qualify for an FHA loan? I want to take advantage of the buyers market out here in Califonia. Not using my husbands credit score because it is bad, can I use his income since he is paying for the mortgage as well?
Update: Will not be using my husband's income, I make more and most likely will qualify on my own since I have in the past for a $400K home. Just curious with my current stats if I qualify for an FHA Loan....
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