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Anonymous
Anonymous asked in 教育與參考考試 · 1 decade ago

幾題財務管理的問題,請大家幫我解答

幾題財管的問題

1.Mr. Moore is 35years old today and is beginning to plan for his retirement.He want to set aside an equal amount at the next 25 years at age 60. He expects to live to the maximum age 80 and wants to be able to withdraw$25,000 per year from the account on his 61~80 birthdays. The account is expected to earn 10% per tear for the entire period of time. Determine the amount of the annual deposits that must be made by Mr. Moore$______?

2.The ______ of a portfolio of two or more securities is equal to the weighted average of the _____ of each of the individual securities in the portfolio.

a) standard deviation,standard deviation

b) total risk,standard deviation

c) expect return,expect return

d) a and c

e) all of the above

f) none of the above

3.The risk premium for an individual security is equal to the

a) beta times the market return

b) security's covariance divided by the variance of the market

c) systematic risk

d) difference between the required return and the risk-free rate

e) none of above

希望財管高手可以幫幫我

麻煩請附上簡單的說明跟計算

感激不盡!~~~

2 Answers

Rating
  • ?
    Lv 5
    1 decade ago
    Favorite Answer

    1.Moore想要在35歲開始每年定期存入某一固定金額至65歲,讓他可以從61歲開始每年提領25000至80歲止,利率為10%

    (1)先計算退休後20年(61~80)每年提領25000的年金現值

    利率10%,期數20期年金現值因子為8.51

    故此年金現值為25000*8.51 = 212750

    (2)設從35歲開始每年存入X元,而此年金終值要等於212750

    利率10%,期數25期年金終值因子為98.35

    X*98.35 = 212750

    X = 2163

    故從現在開始每年要存入2133

    2.此題問,一個由兩種以上證券所組成之投資組合的__,是由各組成證券的__的加權平均

    而投資組合中,唯一是直接由加權平均可算出的是預期報酬率

    故選(C)

    3.個別證券的風險溢酬等於___

    這個沒什麼好解釋了,就是(D)

    供您參考

    2008-07-07 10:28:35 補充:

    感謝您的補充

    Source(s): 自己
  • ?
    Lv 5
    1 decade ago

    dotell大大回答的真好,只不過我想再補充第2題,

    2.此題問,一個由兩種以上證券所組成之投資組合的__,是由各組成證券的__的加權平均

    而投資組合中,"唯一"是直接由加權平均可算出的是預期報酬

    =>在投資組合中,除了預期報酬可直接由加權平均算出外,Beta(貝它)值亦可!

    但因為選項沒有,所以只有選項C正確。

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