30k auto loan with a 650 credit score?
Scores From myfico- TU 653 EQ 661 EXP 623
Scores From True Credit- TU 636 EQ 661 EXP 567
I make 110k a year and have been at the same job for 8 years.
I paid off the loan on my current car about a year and six months ago and it is worth about 8k on a trade in.
I have a 2 Credit Cards that both have a 0 balance right now and good payment history. I also have a small personal loan for 2k that I am going to pay off this month.
Do I have a chance of being financed for a certified pre-owned car that has a sticker price of 33k?
Also why do my scores differ slightly from the 2 websites myfico and truecredit?
Should I finance though the dealer or a credit union?
Any insight is much appreciated. Thank you