STFU Dude asked in Business & FinanceInsurance · 1 decade ago

I love having to get any possible treatment pre-approved with my PPO. Is American-style health-care for me?

Update:

I guess I just really enjoy having a for-profit company tell me whether it's ok to see a doctor. It's just a good feeling, you know?

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  • 1 decade ago
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    That's why it's called PPO (Preferred Provider Organization).

    If you want to pay more for your health insurance, then get one that's not associated with a PPO.

    You are saving a lot of money by being insured on a PPO policy.

    That's the reason for the PPO's; to keep the costs down for the consumer.

    The United States of America has the best health care system in the world. That's why people come here from Canada, Mexico, and a miriad of other countries to be treated for major illnesses, or for major surgeries.

    Welcome to the USA, the best country on the face of this planet.

    Source(s): Retired agent, 30 yrs. service
  • Anonymous
    1 decade ago

    How about this:

    Its entirely possible with CT scan and intravenous contrast to detect if there are blockages in the coronary arteries.

    Cardiologists prefer to be able to do a multi-thousand dollar procedure called cardiac catheterization for basically the same purpose.

    So basically what happens is a safe alternative becomes a pissing contest between Radiology and Cardiology. Also hospitals have a financial interest as well if you can say this guy isnt having a heart attack in the ER then they dont stay in the hospital (empty hospital beds=lost revenue)

    I think you are mature enough to realize that this isnt pure greed but for the most part it is.

    Now just multiply this over a few dozen medical illnesses. American style medicine is overkill most of the time and 1/2 the medication people are on is either dangerous or ineffective (google Vioxx and SSRI's to get a little of each)

  • Anonymous
    1 decade ago

    I know what you mean. I worked for Humana for 8 years and 2 for Pacificare. I had a PPO until I found out I was going to have a baby and it was much more beneficial for me to get an HMO. Now I have Humana Gold medicare replacement because I am on disability.

    I am just grateful that I am insured. I just spent $2,000 (on credit) for a cat who died anyway. I will be paying that off for 2 years after she died.

    If there is anything I can do for you, info wise, I know a little about health insurance.

  • 1 decade ago

    Dude. You're weird.

    But luckily in America, there are multiple ways to manage your health care costs. Luckily, a PPO is one of them, so you're in luck.

    Me, I'm in an HMO, so I don't have to get pre-approval. I like it better that way.

    Source(s): agent, 21+ years
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  • 1 decade ago

    LOL... you'll love it here.

    All public health decisions should be made by people who stand to profit. Let the free market decide which diseases deserve treatment.

  • 1 decade ago

    Oh, it is the place for you. Wait until you have them telling you they know what's better for you than your doctor.

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