Primerica (Citibank)?

First off, i DO NOT need comments like how Primerica is a scam or w/e. What i'm interested in is whether the products that Primerica sells is as reliable as they say. For example: $MART Loans. Is it really as good as they make it sound? Life Insurance: is it really cheaper then other companies? What about... show more First off, i DO NOT need comments like how Primerica is a scam or w/e. What i'm interested in is whether the products that Primerica sells is as reliable as they say. For example:

$MART Loans. Is it really as good as they make it sound?
Life Insurance: is it really cheaper then other companies? What about other term insurance?
Investments: is their Rate of Return as high as they say it is? Why can they reach these high rates and can these high rates only be obtained by Primerica or is there other methods of getting these rates?
RRSP: how do they help with the tax refund and wouldn't a tax accountant be able to do all of these things for you?

Last thing... i would also like to know where you are when you answer this. Primerica is all over the world so i would like to know where this is coming from. Thank you very much
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