Accident in parking lot - should I file a claim?
We got out and exchanged the necessary information. My car has an area pushed in between the left rear passenger door and the end of the car. I pointed it out to him. I didn't see any damage to his car. He said he didn't know whose fault it is. I insisted that it was his.
Should I file a claim? I personally am not insured. It's my dad's car, and he is insured. $500 deductable. I'm sure it's the other guy's fault, and I don't want him to get away with it, but am I making more trouble for us than it's worth? If the other guy will have to pay, OK, but if we'll have to pay and our rates will go up... I don't know if it's worth it. I'm in NY