What material is the car body made of?

one of my friends recently had an accident. The body was damaged. But the insurance company pointed to a line which says 'only 50% of the cost of damage to plastic' can be claimed. and 30% of fibre glass. Is the entire body made of plastic? then what can we claim through insurance? the underside of the... show more one of my friends recently had an accident. The body was damaged. But the insurance company pointed to a line which says 'only 50% of the cost of damage to plastic' can be claimed. and 30% of fibre glass. Is the entire body made of plastic? then what can we claim through insurance? the underside of the car?
does this line exist everywhere in the world?
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