Well, there are a lot of little questions to ask.
Like, how did the pipes break? What kind of homeowners policy do you have? What are the exclusions? On a standard HO3 form, the cost to dig through the basement floor to get to a pipe directly under the house is covered.
Breaking through walls to get to a pipe, is covered, if the pipe burst is sudden & accidental.
Digging through your driveway to get to the outside pipe, is NOT covered. Digging up your yard, is NOT covered. Tree roots in the pipe, are NOT covered. Damage to the pipe itself, NOT COVERED.
Some policies won't be as broad, and won't cover digging through the floors or walls to get to a pipe.
You're really going to need to talk to your agent to get case specific info.
agent, 21+ years