Who should I contact/write regarding my credit report?

Question

I want to dispute some items on my credit report, just wondering who should I write/contact. For example, I have consumer energy bill that's not mine. Should I contact Credit agency? Consumer Energy Or the collection agency?
Thanks.

Answer 1

Write letters to all 3 bureaus:
TransUnion Consumer Solutions
P.O. Box 2000
Chester, PA 19022-2000

Equifax Information Services LLC
P.O. Box 740256
Atlanta, GA 30374

Experian
PO BOX 2104
Allen, TX 75013
I would send everything Certified mail, return receipt in order to keep a record !!

Answer 2

The credit bureau where you found the item.

Answer 3

dunno