Who should I contact/write regarding my credit report?

Question

I want to dispute some items on my credit report, just wondering who should I write/contact. For example, I have consumer energy bill that's not mine. Should I contact Credit agency? Consumer Energy Or the collection agency?

Thanks.

Answer 1

Favorite Answer

Write letters to all 3 bureaus:

TransUnion Consumer Solutions

P.O. Box 2000

Chester, PA 19022-2000

Equifax Information Services LLC

P.O. Box 740256

Atlanta, GA 30374

Experian

PO BOX 2104

Allen, TX 75013

I would send everything Certified mail, return receipt in order to keep a record !!

Source(s): once credit bureaus delete it, and send you proof, that is enough to send to collection agencies

Answer 2

The credit bureau where you found the item.

Answer 3

dunno