With these credit report scores (Eq N/A, Ex Unrated, TU 708) will I be able to get a private loan for school?

I'm in my 30s and looking to return to school full-time in the Fall of '08.

I received my credit report in the mail the other day:

Equifax N/A

Experian Unrated

TransUnion 708 (Good)

Do you think that with these scores I'll be able to get a private loan (with no co-signer) to cover school and living expenses (the $27,000 allotment at my school)?

I want to return to school full-time vs work full-time and crawl through school part-time.

I'd look into government loans that I wouldn't have to pay back, of course. But for the rest, I'll take a private loan.

With these credit scores and no co-signer, do you think this plan is feasible? Is it if I'm willing to accept a higher interest rate, if I have to?


And evil spammers that keep answering the question ... GO TO HELL!!!

4 Answers

  • KnowMe
    Lv 4
    1 decade ago
    Best Answer

    I believe that you will be able to qualify with no co-signer. I got approved at u.s. bank online. The only thing is the large amount you need!? I only requested for 10k and got approved. I only have 2 years of history and my credit score is 720, so you should probably qualify for a loan. I didn't try Wells Fargo because I already have it through them and they wouldn't even approve me for a lousy employee credit card! haha.

    You should really try if you need it.

    Source(s): Good Luck!
  • 1 decade ago

    It seems as though you should be fine. Keep in mind that with the financial situation in America today, many lenders are getting tougher on student loans.

    Having a co-signer could potentially save you 10k on the life of your loan.

    As far as your statement: government loans I wouldn't have to pay back.......that animal doesn't exist.

  • Anonymous
    1 decade ago


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  • Anonymous
    1 decade ago

    708 is very good, you should have no trouble getting financing, and at a decent interest rate.

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