nicely, why could her mom and dad pay off HER debt? that is via no potential their debt, that is hers. i do no longer comprehend if that is student loans or no longer, if that is student loans, the 1st man or woman who replied you is right. She took out those loans as an investment in her education which will ultimately help her in her chosen profession. suitable now she could be having hassle getting a job (many new college grads are), yet she will artwork with the lender approximately extensions, etc. If that is mastercard debt even nevertheless, i could see this as a super crimson flag--I easily have a school age daughter, a first rate job and my husband and that i make a solid gross sales, and that i've got not got $60K in mastercard debt, that is only an obscene quantity of mastercard debt for all people to have, and is indicative of a much bigger situation your female chum has--she will't administration her spending. this would possibly not replace once you're married, even nevertheless that is going to impression your credit status. once you're married, her debt does grow to be your debt, and you're as legally in charge for that debt as she is. she will even have get admission to on your credit, and if she will't administration her spending, she'll rack up YOUR credit taking part in cards quicker than you could say "interest fee." this could impression your skill to purchase autos, a house, even get a solid job. Many employers will verify your credit status as area of the hiring technique. interior the top, that is not her mom and dad duty to pay her debt, that is hers. whilst/in case you adult men marry, that is going to then grow to be yours as nicely. proceed with warning right here, because of the fact problems with money are the #a million reason couples divorce. I wish you all of the suited.