Can I Cancel Employer Provided Health Insurance?

My employer provides me with health insurance but hardly any physicians in my area are covered by it. Can I cancel the employer provided health insurance plan and go out and seek my own health coverage? are there any IRS problems with doing this - the employer pays for a portion of the health plan, and the... show more My employer provides me with health insurance but hardly any physicians in my area are covered by it. Can I cancel the employer provided health insurance plan and go out and seek my own health coverage? are there any IRS problems with doing this - the employer pays for a portion of the health plan, and the portion that I pay for comes off my income pre-tax.
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