plant the close to beach, but not on beach
2 stories, 4 rooms on bottom, 980000 bells
sell furniture, bugs, seashells, fossils, -oid things, fish, golden roses. Build snowmen. At night if you see a shooting star, quickly press A. Go around your town until you come across a rock that when you hit it, spits out bells(hint: 4 max bells dig 2 holes behind you in a v shape, and hit the rock in the northwest corner.) done properly you get 8500 a day. shake trees.