USAA Insurance Questions?

I'm thinking about switching my auto insurance from GEICO to USAA, but had a few questions. And since it's the weekend, they're not open when I called. I purchased a used vehicle about 4 months, so my insurance went up, and have heard great things about USAA, so here goes,,,, Question #1 - From all... show more I'm thinking about switching my auto insurance from GEICO to USAA, but had a few questions. And since it's the weekend, they're not open when I called. I purchased a used vehicle about 4 months, so my insurance went up, and have heard great things about USAA, so here goes,,,,

Question #1 - From all of the research I've done on auto insurance, USAA is approximately $125.00 dollars cheaper for a 6 month premium than GEICO. This sounds too good to be true, but I did the free quote steps over and over again on the site, if you have have USAA auto insurance, does this sound right?

Question #2 - I submitted a quote for property insurance as well, and that quote was $10.00 a month, does this sound about right? I did this quote with website assistance on how much my property is worth.

Question #3 - My 6 month auto insurance premiums gets paid in 4 monthly installments in a 6 month window, does USAA do this as well, or do they do it by monthly deduction?

Thanks to all in advance
0