Should i take out the loan??? ANY BANKERS HERE??

i need 30K right now, so i ask for a loan at the bank and they gave me a rate of 15.99% for 5 years i also have a CD woth about the same at the same bank that pays me out 4.14% , i am a bit confused what should i do , break up the CD or take out the loan (that i probably will be able to pay out in 6-7 months) .... show more i need 30K right now, so i ask for a loan at the bank and they gave me a rate of 15.99% for 5 years
i also have a CD woth about the same at the same bank that pays me out 4.14% , i am a bit confused what should i do , break up the CD or take out the loan (that i probably will be able to pay out in 6-7 months) . and also in today world, i know i wont get another CD with the same rate again
i need a smart advise,
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