Does anyone know of a bank that wil give a first time home buyer a home loan with a 520 credit score?

I am married with two kids and my annual income is about 60000 and I am in a lease to own contract and my contract is about to run out i was told i could refinance but the problem i've been told with that is that i'm not on the deed.If there is anyone that could help me and my family we would greatly... show more I am married with two kids and my annual income is about 60000 and I am in a lease to own contract and my contract is about to run out i was told i could refinance but the problem i've been told with that is that i'm not on the deed.If there is anyone that could help me and my family we would greatly appreciate it
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