Is it possible to get a 100% LTV with a 590 credit score?

I lost a client, i had offered them 95% LTV FULL DOC, 7.5% int....Then they found someone who told them they had gotten them 100% financing.....0 down.....is that possible to get 100% Financing with a 580 mid score? if so what banks offer this? i think the lady was just lying, but it doesnt hurt to ask!!
Update: JM, Who does 100% LTV with a 620 mid?
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