Well it is supposed to be so auntie Beeb doesn't have to show adverts to pay for programming. So for me, it's worth paying, so there are some channels that don't have adverts for ambulance chasers or debt reconciliation spongers, or loans at 29.9% apr.
But look what you get for your money. BBC Bristol, the best natural history film making department anywhere in the world! I mean, if I'm just paying for David Attenborough, I'm a happy man, but then we have Jools Holland and all that great live music, that's worth it too! Not to mention Doctor Who and Tourchwood. I also watch Robin Hood, football focus, and some of the better daytime dross like flog it! and bargain Hunt ;-)
I really Don't know what you're moaning about woman... Radio 1, Radio 7, Top Gear, Film 2007.. the list is endless!