When I found out I called Sears, they took of all the charges Balance now eguals zero. They said they would send a letter to the credit agency explaing their mistake.
When I check my credit it no longer relflect any deliquency, the balance now shows zero but it shows a 30, 60, and 90 day late and that score is down to a 680. This score has knocked me to a different catagory when it comes to loans.
Another issue is my job. These late payment can make me appear to be unreliable and cause me work problems. I have explained them to my current command and all is good at this point but I don't know about the future.
What can I do to fix this????