Mona-Vie and Primerica scams?

Are those two scams? My cousin is trying to get the whole famiy into primerica or mona-vie. Hes says its really great and you make a lot of money. I think the idea sounds stupid because its a pyramid scheme and you have to pay for monthly for some stuff or u have to pay to get a liscence......i think its a scam.... show more Are those two scams? My cousin is trying to get the whole famiy into primerica or mona-vie. Hes says its really great and you make a lot of money. I think the idea sounds stupid because its a pyramid scheme and you have to pay for monthly for some stuff or u have to pay to get a liscence......i think its a scam. What do u think?
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