If the accident was your fault, your insurance will pay you the amount of the damages minus the $1000 deductible. It will then be up to you to pay the repair bill in full.
Unless you know the auto body shop well, they are not likely to take payments. However, it doesn't hurt to ask. :-) If they do work something out with you, they may require you to leave the car with them until it is paid completely off.
Maybe you can borrow the money from a friend or family member or charge it, though I do hate to say that.
Best of luck.
· 1 decade ago